how to afford twins

How to Afford Twins: Bringing in Extra Income

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Categories Babysitting, Blogs, Family, Finances and Saving, Financial Literacy, Parenting, SAHM, Theme WeekTags , , , , , ,

With two or more blessings coming into your life at once, cutting back seems the obvious route to go when figuring out how to afford twins or more, but sometimes it just isn’t enough, especially if one of the parents is now at home with the kids.  That is why you may want to consider bringing in extra income, because every little penny helps.  *Please be aware some of the links below are ldskatelyn’s affiliate or referral links.how to afford twinsDonate Plasma

Not everyone can qualify to donate plasma, and not everyone should or will want to (I have personally never done this), but if money is tight you might want to consider donating plasma.  You can help others and make a good chunk of change for going regularly.  It can be $15-35 per visit, or more.  To learn more check out donatingplasma.org and find a center near you.

Sell Your Stuff

Ebay, Craigslist, consignment shops, the newspaper, pawn shops, and yard sales are all ways you can sell things you already have and make some extra money.

Childcare at Home

As a mother of multiples, you already know how to do crowd control, so what’s one or two more kids around the house?  And an extra playmate for your kids might actually give you a break. Look into watching a friend’s children, or a neighbor’s child, or check local listings in papers, craigslist, and on sites like sittercity.com.  There are dozens of childcare websites out there, and lots of people looking to find affordable childcare, that perhaps you can help fill.  While I once looked into doing this, the thought of watching someone else’s child for 40+ hours a week, on top of my own, felt super overwhelming.  Know your limits, and know how many hours a week you’d be able to offer childcare in your home, and what to charge.

Independent Beauty or Other Sales Consultant

There are still several companies out there that still sell their goods through an in-home sales consultant.  Some of these companies are Avon, Mary Kay, Tupperware, Thirty One, and Lia Sophia.  So, if you love make-up, jewelry, kitchen appliances, storage containers, or purses, you may want to think about reaping the rewards monetarily from your love affairs.

Tutor or Teach

Were you a brainiac in school?  Did you excel in a certain field?  Do you do a craft or have a skill that could be shared with others?  Then think about teaching or tutoring.  Whether a cake decorating class, keyboarding 101, Zumba, math, or piano lessons, there is probably a need out there for you to fill.  You can try offering your services through places like craigslist.org and your local newspaper.  There are numerous tutoring websites and networks out there for you to apply to be a tutor on.  You can check with local craft stores, gyms, libraries, and even nursing homes to see if they would pay for you to teach a class.

Online Survey Sites

While not a great source of additional income, it is an easy way to make a few extra dollars.  I have signed up and used various online survey sites, and my favorite one has to be valuedopinions.com. But, there are dozens of survey sites out there, some better than others.  What I like about Valued Opinions is they offer cash, not points, in return for taking surveys.  I like cash.  I like knowing exactly how much I will earn from each survey I take, so I can gauge if it is worth my time or not.  Another survey company that does cash payouts is MindField Online.  Other survey sites I’ve used are Toluna, which offers by far the most surveys, increasing your chance of being able to take them and earn.  (See THIS post I wrote about how some survey sites compare.)

Rewards Search Engines

Did you know you can be rewarded for searching the internet?  Yes, just for doing regular searches in a specific search engine can mean a little extra cash!  I have used swagbucks for probably two years now.  You can download their search toolbar and make them your default search engine. Swagbucks doesn’t reward a set amount per search, and is a bit hit and miss, but typically awards 6-10 points at a time.  Points or swagbucks can be redeemed for an array of different gift cards and other rewards.  I most often cash out at just 450 points for a $5 Amazon gift card.  They also offer tons of other ways of accumulating points as well, like 10 points for using a coupon printed from their site.

Another search engine you can do this with is Bing. Bing Rewards also allows you collect points for using their search engine which can be used to cash in on gift cards and other prizes.  Honestly, I haven’t used this very much at all, but I think I may start.  Bing is a much more powerful search engine than the growingly popular Swagbucks website.  My husband, for instance, hates using swagbucks to search for things because he doesn’t like that results he gets.  Also, earning is simple with Bing. You earn 1 credit per 2 Bing searches, up to 15 credits a day.  If you got 15 credits a day, it would only take you 35 days to cash in a $5 amazon gift card.  Whatever you prefer, it is a simple way to earn without having to spend any extra time.  You’re going to do internet searches anyways!

Cash-Back Online Shopping

This is one of my very favorite ways to bring in a little extra money.  I feel like I win the lottery each time I do it because I save even more on my bargain hunting online.  There are many cash back online shopping sites, and I use three different ones.  Why three?  Because sometimes one will have a better deal at the moment than another and not all websites have contracts with all of them.  And ShopAtHome.com will do 110% Price Match Guarantee (which I have used numerous times). The three I use are ShopAtHome.com, Ebates, and UpromiseUpromise – The Smart Way to Save for College is a free service, and by adding your credit, debit, or grocery card means that you can begin saving money for college every time you shop at participating retailers.  However, you can always just cash it out too.  Upromise offers 5% cash back or more on just about all of their online retailers.  Not all online retailers (like Amazon) are connected to these cash back websites, or only offer cash back on certain purchases.  Always make sure the check the fine print.  So, before you buy something online again, STOP, and shop through one of these sites!  It’ll be like getting the tax back on your purchases!

Baking and Cooking

Do you love to cook?  To bake?  Then maybe you should think about doing it to make a little extra income.  Cupcakes and specialty cakes seem to be all the rage.  Offer your services to friends and neighbors who will be having a themed birthday party soon or online.

Photography or Art

Are you an artist or a photographer?  Think about offering your services and creations to others.  There are lots of local venues and markets for artists to share and sell their goods, as well as bigger art fairs.  You can take requests and do commissions, a guaranteed way to make money. Or, create several works and take them to a fair or art show and try to sell them. Or think about opening an etsy shop with prints of your works.

Etsy Shop

Do you have a crafty hobby?  Do you already spend time creating?  Then you might want to think about starting your own business via etsy.  Etsy is a great place for creative people who also know how to operate a small business.  I have known many people to be very successful etsy sellers. It isn’t for everyone, as it is indeed a business and can be time-consuming and expensive to start up in the beginning, but can be very fun and rewarding!

Blogging

Everyone is passionate about something.  And sometimes that passion can be profitable.  If you love writing, social networking, websites, and graphic design, you may want to think about trying to make money from blogging.  There is never a guarantee return with blogging, especially as more and more blogs start every single day, but there are tons of resources out there to help you try.  Also, the more focused your niche (your hometown, animal photography, Atkins dieting, whatever) the more likely you can be successful.

What have you done to bring in extra income to afford your twins (or triplets)?

ldskatelyn is the mastermind behind this week’s theme week of saving money, trying to help others learn how to afford twins.  She loves saving money and making ends meet and is so excited that she is sharing some of her knowledge with others this week!  She blogs about her family and parenting over at What’s up Fagans?

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ldskatelyn

Katelyn is a stay-at-home mom to three year old fraternal twin girls, Lisa and Alison, and a brand new baby boy, named Michael. She is enjoying having a newborn again and also loving the dynamics (so far) of having kids of different ages. When Katelyn isn’t playing or taking care of her kids, she’s often reading a book, blogging, watching a movie, or taking care of business. She’s also a talented artist, a Sunday School teacher to a group of 6-year old kids, a supportive spouse to her graduate student/math teacher husband, and a musician. She works hard to have a clean house, great preschoolers, and a happy home. She shares bits of advice and much of her life over at her personal blog What’s up Fagan’s?

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